Calling the boss for every payment
Staff phone the owner or shout across the shop to ask “has it come?” while the customer stands waiting.
For Ghanaian businesses that take MTN MoMo
Know who paid,
the moment they pay.
Momo POS puts every MTN MoMo payment on your counter screen within seconds, with the amount and the payer's name. No calling the boss. No scrolling through SMS. No “I have sent it” arguments.
- Money stays in your MoMo wallet
- Never asks for your PIN
- Catches fake payment SMS
Counter 2T2
PAID
GHS 40.00
KOFI BOATENG · MTN MoMo
Receipt printing…0:03
MobileMoney
Payment received for GHS 40.00 from KOFI BOATENG…
- Seconds
- from MoMo SMS to “Paid” on the till
- 0
- PINs asked. It can't send or withdraw money
- AES-256
- encryption on every phone-to-till message
- 1 record
- for MoMo and cash sales, with daily profit
Sound familiar?
Checking MoMo by hand costs you every day.
Staff giving out their own number
When the shop phone is with the owner, attendants take payments on their personal MoMo, and you never see that money in your records.
Fake SMS and screenshots
A rushed check at a busy counter is where a fake “Payment received” message slips through.
Totals that never add up
Payments and sales aren't linked, so closing the day means scrolling through SMS with a calculator.
How it works
Follow one payment, from customer to receipt.
Momo POS reads the “Payment received” SMS that MTN already sends to your MoMo number. Your customers pay exactly the way they do today.
-
01
Your teller rings up the sale
On the Momo Till at the counter, the teller enters the amount and picks MoMo. The sale waits for payment.
-
02
The customer pays with MoMo
They send MTN MoMo to your business number, the normal way. Nothing new for them to learn or install.
-
03
Your shop phone reads MTN's SMS
The Android phone with your MoMo SIM gets MTN's usual SMS. Momo POS records the amount, name, reference and transaction ID, and ignores every other message.
-
04
The till shows “Paid” and prints
The payment reaches the counter over your shop Wi-Fi, matches the waiting sale, and the receipt prints. Next customer.
Momo Till · Counter 2T2
New sale
GHS 40.00
CashMoMo
Waiting for MoMo payment…
MTN MoMo
Send toYour business number
AmountGHS 40.00
ReferenceT2
Tip: the counter code in the reference sends the payment to the right till when two sales wait for the same amount.
Momo Till · Counter 2T2
✓ PAID
GHS 40.00
KOFI BOATENG
RECEIPT
MoMo40.00
Txn…8812
TotalGHS 40.00
Inside your shop, no cloud in between.
The phone sends each payment straight to your tills over your own Wi-Fi router. It does not travel through an Intiv server. A till outside the shop, or an owner who takes the MoMo phone home, can use the optional internet link.
Watch it work
One minute, from MoMo to “Paid”.
Two short films: how a payment flows through the shop, and how an owner stays in control while away.
I want this for my businessThe platform
Everything a busy counter needs.
Instant MoMo confirmation
Each payment appears on the teller's own screen with the amount and payer's name, taken from MTN's official message.
SMS → phone → till
Fake payment SMS caught
Messages that aren't from MTN's MoMo sender are marked “Needs review” and stay out of your sales until someone confirms them.
status: needs_review
A till at every counter
Use a computer, an Android tablet or an Android phone as the till. iPhone and iPad tills are coming soon.
computer · tablet · phone
Cash and MoMo in one record
Record cash sales on the till too, so every cedi taken is in one place and the day closes itself.
MoMo + Cash = Sales
Sales and profit reports
Daily, weekly and monthly totals, with profit after expenses. Export to Excel (CSV) or PDF for the books.
Today · Week · Month
Receipts that print
Connect a Bluetooth, USB or network receipt printer and the receipt prints as soon as the payment lands.
ESC/POS printers
One payment, one sale
When one till takes a payment, no other till can use it again. No double counting between counters.
first claim wins
WhatsApp alerts to staff
Optional: tell a staff member on WhatsApp the moment a payment lands, even without a till.
optional add-on
Backup, nothing lost
Back up your records so a new phone doesn't mean starting again.
backup · restore
Who it's for
Built for the way Ghana pays.
Lunch rush, no waiting on “has it come?”
At peak hours every MoMo order that waits for a confirmation holds up the queue. With Momo POS the cashier sees “Paid” and moves on, and you see the day's takings without counting SMS.
- Cashier confirms MoMo in seconds, even at the busiest hour
- Cash and MoMo orders in one daily total
- Profit after expenses, so you know what the day really made
- Owner away? Payments still reach the counter
“The customer has paid, the food is ready, and nobody had to phone the boss.”
What changes at the counter
Stop shouting amounts across the shop.
Tellers no longer call out each MoMo amount for a supervisor to check. Each counter gets its own till, payments go to the right counter, and the supervisor only looks at payments marked “Needs review”.
- One till per counter, routed by a short counter code
- Works alongside the POS terminals you already have
- Fewer mistakes from noise, like GHS 15 heard as GHS 50
- End-of-day totals ready for export
“The supervisor is free to run the shop, and the queue keeps moving.”
What changes for the supervisor
Every payment on record, with the payer's name.
Pharmacies, salons, mechanics and service businesses get a clean record of who paid, how much and when, with the MTN transaction ID kept for every payment.
- Name, amount, reference and transaction ID saved for each payment
- Staff use the business number, not their own
- Settle “I have sent it” on the spot
- Simple reports, no accounting skills needed
“If the customer says they've paid, it's on the screen, or it isn't.”
What changes for staff
Many counters, many outlets, one way of working.
We visit, set up and train on site, run a two-week pilot at one outlet, then roll out branch by branch with the same setup. Each outlet keeps its own MoMo number and its own records.
- On-site setup and staff training
- Two-week pilot before you commit to a rollout
- Daily, weekly and monthly totals per outlet
- Quote based on your outlets and counters
“Management sees each outlet's MoMo and cash totals, ready to export.”
What changes for management
For the owner
Be away. Stay in control.
Keep the MoMo phone with you. Your shop tills still show “Paid”, and the tills' cash sales come back to your phone so MoMo and cash end up in one record.
- See every sale, MoMo and cash, with today, yesterday, this week and this month.
- You decide on suspicious payments, from your phone.
- Your tills answer to your phone. Add or remove a till from the app; a removed till stops getting your payments.
Safety and security
Your money never leaves your MoMo wallet.
Momo POS only reads the payment alert MTN already sends you. It has no way into your MoMo account.
What Momo POS does
- Reads only new MoMo payment SMS as they arrive. Every other SMS is ignored, never saved or sent anywhere.
- Keeps only payment details: amount, sender name, reference, transaction ID and balance.
- Pairs tills with a one-time 6-digit code shown on the till's screen. Each device has its own key.
- Encrypts the link. Every message between phone and till is signed and encrypted with AES-256-GCM.
What it can never do
- Send or withdraw money. It has no permission to send SMS or dial *170#.
- Know your PIN. It never asks for it. Never type your PIN into any app.
- Open your old messages. It cannot read the SMS inbox.
- Touch SMS on the tills. Counter tills never get SMS access at all.
What you need
Probably what you already have.
- An Android phone with the MTN MoMo SIM customers pay to. It stays in the shop, on charge.
- A till at each counter: a computer, an Android tablet or an Android phone.
- A Wi-Fi router that the phone and tills join.
- A receipt printer if you want one: Bluetooth, USB or network.
Momo POS works with MTN MoMo. Payments from other wallets are checked the way you do today.
How we get you started
We set it up with you.
- 1Tell us about your business
Fill in the form below. We call or WhatsApp you back.
- 2We visit
We look at your MoMo number, counters, Wi-Fi and printers.
- 3We install and train
We set up the phone and tills, pair them, and train your staff on site.
- 4You run it
Faster queues, fewer arguments, and the day's totals ready when you close.
Pricing
A quote that fits your counters.
The price depends on how many counters and outlets you run. Tell us about your business and we'll send a clear quote, with setup and training included.
Do my customers need to install anything?
No. They pay with MTN MoMo exactly as they do today, to your usual business number.
Can Momo POS take money from my wallet?
No. It has no permission to send SMS or dial *170#, it never asks for your PIN, and it cannot sign in to your MoMo account. Your money stays in your wallet.
What happens if someone shows a fake payment SMS?
Only messages from MTN's official MoMo sender count. Anything else is marked “Needs review” and stays out of your sales until you or a supervisor confirm it.
Does it work with Telecel Cash or AirtelTigo Money?
Not yet. Momo POS works with MTN MoMo. Payments from other wallets are checked the way you do today.
Do I need to replace my current POS?
No. Momo POS works alongside the equipment you already have. The till can run on a computer, an Android tablet or an Android phone.
Two customers paid the same amount. Which till gets it?
The customer can add the counter's code (for example “T2”) to the MoMo reference, or the teller picks the payment from the till's list. Once a till takes a payment, no other till can use it.
Can I keep the MoMo phone with me instead of at the shop?
Yes. With the optional internet link, your shop tills still get your payments when the phone is away from the shop Wi-Fi, and the tills' sales come back to your phone.
Does it need the internet?
Inside the shop, the phone and tills talk over your own Wi-Fi router. Internet is only needed for a till outside the shop's Wi-Fi, or for WhatsApp alerts to staff.
What about iPhone and iPad?
The MoMo phone must be Android, because it reads MTN's SMS. iPhone and iPad tills are coming soon.
Get started
Tell us about your business.
Leave your details and we'll call or WhatsApp you within one working day to arrange a free setup visit and a quote.